Yes, Bundle Your Car & Home Insurance

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Car Insurance and home insurance markets are changing very quickly. You will see some increases in your car and home insurance bills when your insurance policy renews. Insurance companies are having a difficult time rating car and home insurance appropriately…

3 Business Insurance Policies That You Need

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General Liability Insurance Much like car and home insurance, you need to have liability insurance coverage should your business cause damage to someone or something.  Even if you have an office insurance risk.  If someone hurts themselves in your office,…

DUI & Insurance

What happens to your insurance if you receive a DUI?  There are a number of things that could happen to your car insurance if you receive a DUI.  Your rates will go up drastically.  You may be canceled from your…

Workers Compensation Deductible Plan

Car Insurance and home insurance deductibles are very common. Most Workers Compensation policyholders are not aware that there is a deductible option for Work Comp insurance. The Insurance Deductible is the amount that you pay first before the insurance company…

What Happens if My Dog Bites Someone?

This is the question that we get when little scruffy bites someone. You could be sued or they may simply file a liability claim under your home insurance.  Either way, you are responsible if your dog bites someone. Your home insurance…

What is an Independent Insurance Agent?

Why do you hear some insurance agents say that they are Independent Insurance Agents.  You never here an Allstate, Farmers, State Farm Agent say that they are a Captive Agent.  A Captive Agent just means that the insurance agent works…

Minnesota Home Insurance

Minnesota ranks as the 4th worst state for homeowners insurance, according to Bankrate.com. The variety of weather related storms that we see in all seasons is the main determining factor. In 2021 the average home insurance cost of home insurance…

Why Are Car Insurance Rates Going Up?

If you have received your recent car insurance bill, you may have noticed that your car insurance has increased. Every insurance company is raising rates or already have raised their car insurance rates.   Why? Believe it or not, many car insurance…

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