Home Insurance Explained

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What’s Covered for Home Insurance? You have home insurance to repair your home from being damaged.  Fire, Wind, Hail, Water are the primary causes of loss for a home insurance policy.  Home insurance will repair or replace your roof, siding,…

Save Money On Workers Compensation Insurance

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Yes, you can save money on Workers Compensation Insurance.  Sometimes a lot of money.  Workers Compensation Insurance rates are based on the type of work you do and how much payroll there is for that work. The operation (work performed)…

Moving to Minnesota

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Finding Insurance for people that move to the state of Minnesota has become one of our specialties. Many of our insurance companies refer us business because of the great experience and professionalism that our agency in known for. Often times,…

Term Life Insurance

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Most of us need Life Insurance. Most of us do not have it.  Life Insurance provides money to your loved ones should you die unexpectedly.  It is used to replace your income for the next 10, 20, 30 years; pay…

Car Insurance 101

Why do I need car insurance?  This is a common question that we receive, especially among our young customers that have this new expense.  “But, I’m a good driver.” Yes, we know. Car Insurance is primarily made up of two parts. …

Landscaping Insurance

As an Independent Insurance Agent, we are able to specialize in a number of different insurance policies for a a variety of Business Insurance. One of them is Landscape Insurance. Over the years, we have accumulated so many great Landscaping…

Car Insurance for Young Drivers

Driving Tips to Help Save Money on Teen Drivers A young driver in the household is always nerve racking for a family.  It can also be expensive on your car insurance. It is very important for a few reasons for…

Does My Home Insurance Cover A Broken Pipe?

Yes, your home insurance does cover the damage that is caused by a broken pipe. This is a common loss in the winter months in the state of Minnesota when pipes freeze. Minnesota Home Insurance will cover damages caused by…

Minnesota Home Insurance Rates Increasing

Why Are My Home Insurance Increasing? Sorry to be the bearer of bad news. Home insurance policies, much like car insurance policies are increasing in 2022. The simple explanation is that Material and Labor Costs have greatly increased. Builders are…

4 Most Common Home Insurance Claims

Just like we as people can be fragile and brittle in the bitter cold winter months of Minnesota.  So can our homes. Things break easily in the cold winter weather.   Here are the 4 most common home insurance claims…

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