Homeownership is a significant milestone for many individuals and families. Along with the pride and joy of owning a home comes the responsibility to protect it from unexpected events and liabilities. One crucial aspect of home insurance is liability coverage,…
In today’s fast-paced and highly competitive business landscape, maintaining a strong professional reputation is crucial. However, even the most diligent professionals may find themselves facing legal challenges arising from errors, omissions, or negligence in their services. This is where professional…
As an insurance agent, I often get asked about what types of insurance policies businesses need. While there are several essential insurance policies that businesses should consider, one type that is becoming increasingly important is cyber liability insurance. In today’s…
Inflation is the rise in prices of goods and services over time. This means that as the cost of living increases, the prices of various things also go up. This includes car and home insurance rates. In this blog post,…
As the world moves towards sustainable and eco-friendly modes of transportation, electric vehicles (EVs) have become much more popular. However, with the rise of EVs, there is a growing need for specialized insurance policies that cater to the unique features…
Car insurance has been around for over a century, providing drivers with a sense of security and protection against unforeseen accidents and incidents on the road. However, with changing times and evolving technologies, the car insurance industry has been facing…
Businesses need workers compensation. It is often the largest expense for the business so this is something that business owners should pay close attention to. Let’s start with the purpose of work comp insurance. Why Do We Need Workers Compensation…
How does the escrow work? This comes up fairly often when new home buyers are buying home insurance for the first time. Escrow is defined “as a legal arrangement in which a third party temporarily holds money or property until…
When an employee get injured at work is what Work Comp is for. This is why Minnesota businesses are required to carry work comp insurance. Work Comp has two primary functions. To pay for employee medical bills and compensate them if…
This is the time of year that we see a lot of deer accidents. Deer tend to be much more active during this time of year. The financial cost on Car Insurance industry is over $1 Billion a year according…