One common question homeowners have is whether their home insurance policy covers natural disasters. This isn’t a Yes/No answer. Some Disasters are covered under the standard home insurance policy and some losses are excluded from coverage. Standard Home Insurance Coverage…

In the manufacturing industry, businesses face unique risks and challenges that require specialized business insurance coverage. Here’s a comprehensive guide to the essential insurance coverages for manufacturing businesses. 1. General Liability Insurance General Liability Insurance is fundamental for any business.…

When you purchase car insurance, one of the first things you’ll notice is the premium—the amount you pay for your coverage. Here’s a breakdown of the main factors that influence your car insurance premium. 1. Driving History Your driving record…

As a townhome or condo owner, there are unique insurance coverage needs that differ from your standard single family home insurance policy. This homeowners insurance policy provides protection tailored to the specific requirements of condo and townhome living. Here’s a…

Tornadoes can be unpredictable and devastating, causing significant damage to homes and properties. Being prepared and knowing what to do in case of a tornado can make a big difference in ensuring the safety of your family and minimizing damage…

Workers’ Compensation insurance, often referred to as “workers comp,” or “work comp” is a crucial component of any business insurance package. It provides benefits to employees who suffer work-related injuries or illnesses. Understanding what workers comp covers is important for…

As a long-haul trucker, your truck is more than just a vehicle—it’s your livelihood. Ensuring you have the right truck insurance coverage is essential to protect yourself, your truck business, and your future. Here’s what every trucker should know about…

When it comes to protecting your home, having a reliable home insurance policy is necessary to protect your largest asset & investment. However, an important provision within your home insurance policy that most policyholders are not aware of is a…

Hailstorms can be sudden and devastating, especially to your vehicle. Understanding what steps to take after your car has suffered hail damage is helpful for a smooth insurance claims process with your car insurance company. Here’s a step-by-step guide to…

Understanding how home insurance premiums are calculated can help homeowners make informed decisions about their coverage and possibly save money. Here are the key factors insurers consider when setting home insurance premiums: By understanding these factors, homeowners can better navigate…