As an insurance agent, I often get asked about what types of insurance policies businesses need. While there are several essential insurance policies that businesses should consider, one type that is becoming increasingly important is cyber liability insurance. In today’s…

Inflation is the rise in prices of goods and services over time. This means that as the cost of living increases, the prices of various things also go up. This includes car and home insurance rates. In this blog post,…

As the world moves towards sustainable and eco-friendly modes of transportation, electric vehicles (EVs) have become much more popular. However, with the rise of EVs, there is a growing need for specialized insurance policies that cater to the unique features…

Car insurance has been around for over a century, providing drivers with a sense of security and protection against unforeseen accidents and incidents on the road. However, with changing times and evolving technologies, the car insurance industry has been facing…

Businesses need workers compensation.  It is often the largest expense for the business so this is something that business owners should pay close attention to. Let’s start with the purpose of work comp insurance.   Why Do We Need Workers Compensation…

How does the escrow work? This comes up fairly often when new home buyers are buying home insurance for the first time.  Escrow is defined “as a legal arrangement in which a third party temporarily holds money or property until…

When an employee get injured at work is what Work Comp is for. This is why Minnesota businesses are required to carry work comp insurance.  Work Comp has two primary functions. To pay for employee medical bills and compensate them if…

This is the time of year that we see a lot of deer accidents. Deer tend to be much more active during this time of year.  The financial cost on Car Insurance industry is over $1 Billion a year according…

Progressive Insurance has been a company on the rise for the last 7-10 years.  They have maintained a competitive, wide ranging auto insurance product.  They have attempted to add a home insurance product, added a Business General Liability package division…

Business Insurance is something that most small business owners have to learn as a part of being a business owner. Often times, the initial business insurance plan is not the best insurance plan that they could have. It is often…