Car Insurance 101

Why do I need car insurance?  This is a common question that we receive, especially among our young customers that have this new expense.  “But, I’m a good driver.” Yes, we know. Car Insurance is primarily made up of two parts. …

Landscaping Insurance

As an Independent Insurance Agent, we are able to specialize in a number of different insurance policies for a a variety of Business Insurance. One of them is Landscape Insurance. Over the years, we have accumulated so many great Landscaping…

Car Insurance for Young Drivers

Driving Tips to Help Save Money on Teen Drivers A young driver in the household is always nerve racking for a family.  It can also be expensive on your car insurance. It is very important for a few reasons for…

Does My Home Insurance Cover A Broken Pipe?

Yes, your home insurance does cover the damage that is caused by a broken pipe. This is a common loss in the winter months in the state of Minnesota when pipes freeze. Minnesota Home Insurance will cover damages caused by…

Minnesota Home Insurance Rates Increasing

Why Are My Home Insurance Increasing? Sorry to be the bearer of bad news. Home insurance policies, much like car insurance policies are increasing in 2022. The simple explanation is that Material and Labor Costs have greatly increased. Builders are…

4 Most Common Home Insurance Claims

Just like we as people can be fragile and brittle in the bitter cold winter months of Minnesota.  So can our homes. Things break easily in the cold winter weather.   Here are the 4 most common home insurance claims…

You Need An Insurance Professional

There are many Tech companies trying to enter the Car Insurance and Home Insurance space across the country.  InsureTech is a new age of insurance company using only technology for a more Amazon like experience.  Who doesn’t love Amazon? I…

10 Most Expensive Cars to Insure

People want to have nice things. Cars are no exception to this. Many people like to have a fancy or luxurious car. Well, unfortunately these cars can also have the most expensive car insurance rates. An Insurance Company determines car…

Car Insurance Rates Are Increasing

Some might say, well, what’s new? But this time is a little different. The fact is, Car Insurance Companies are always tweaking their insurance rates. Always. Some might say they overthink it. It’s me, I say they overthink it. But…

Car Insurance: Full Coverage vs. Liability 

When you are purchasing a car or taking out car insurance on a used vehicle, you are likely to be asked this question; do you want full coverage or liability insurance on that?  This post should clarify the difference between…

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