As a business owner, the lines of business use and personal use of your vehicle can get blurred. Whether you own a single delivery van or a fleet of trucks, making sure that you have the proper insurance is very…
What is Replacement Cost? Replacement Cost (RC) refers to the amount it would take to replace or rebuild your home or repair damages using materials of similar kind and quality, without deducting for depreciation. Essentially, this means that if your…
Ever wonder why your car insurance is a much different price than a friend of yours? Often times a much different price. Here a few of the factors that can drive up your car insurance: 1. Credit Score Your credit…
If someone rear-ends you, their car insurance is responsible for covering the damages. Here’s what you need to know about what their insurance will pay out. Property Damage The primary responsibility of the third party’s insurance in a rear-end collision…
As a plumbing business owner, you understand the importance of protecting your tools, your employees, and your livelihood. Plumbing insurance is an important aspect of managing risks and ensuring your business can thrive even when the unexpected happens. In this…
You might find yourself in a situation where a neighbor or a Friend needs to borrow your car. Whether it’s for a quick errand or a longer trip Will your car insurance cover them if they are involved in an…
Most are aware by now that 2024 has been a very challenging year for the insurance industry. If you pay your car or home insurance bills, you have noticed the increases over the last several years. Not only have insurance…
When it comes to car insurance, the make and model of your vehicle significantly impact your car insurance premium. In 2024, according to marketwatch.com, Dodge, Tesla, and BMW models are the most expensive to insure. This blog post will summarize…
Accidents can happen anywhere, even when your car is parked. It’s frustrating to find your vehicle damaged, especially when you’re not even in it. Here’s a straightforward guide to understanding what to do if your parked car is hit and…
Running a business comes with many risks, from property damage to liability issues. A comprehensive business insurance plan is necessary to protect your business against unforeseen, damaging events. The Business Package is designed to provide the coverage you need to…