By Ameriguard Insurance Agency | Minnesota, Arizona, Colorado, Indiana, Kentucky,Wisconsin Home Insurance Your home is likely the biggest investment you’ll ever make. But many homeowners — even responsible, detail-oriented ones — unknowingly leave that investment at risk from a major…
If your business involves vehicles — whether it’s one work truck or an entire fleet — you need to understand commercial auto insurance. Yet it’s one of the most overlooked coverages among small and mid-sized business owners. The reality is…
Whether you’re a general contractor, electrician, plumber, roofer, or any other trade professional, one thing holds true across the board: General Liability insurance is not optional. Property owners require it. General contractors demand it from their subs. And in many cases, state…
Shopping for car insurance can feel overwhelming. Between comparing quotes, decoding coverage terms, and wondering if you’re really getting a good deal — it’s a lot. That’s exactly why Ameriguard Insurance Agency exists. We do the heavy lifting for you,…
What Is PIP Coverage? Before we talk about stacking, let’s start with the basics. PIP stands for Personal Injury Protection. It’s a type of car insurance coverage that pays for medical expenses — and sometimes lost wages — if you…
What Is Commercial Property Insurance? Commercial property insurance is a type of business insurance that protects the physical assets of your business from unexpected loss or damage. Think of it as a safety net for the “stuff” that makes your…
Running a retail business comes with daily risks—customer injuries, theft, property damage, and even lawsuits. Whether you own a boutique, convenience store, or cell phone shop, having the right retail business insurance coverage is very important to protecting your business…
9 Smart Tips to Save Money on Car Insurance Car insurance is required for every driver, but that doesn’t mean you should be paying more than necessary. Many drivers are unaware that there are several ways to lower your car…
Buying your first home is super exciting and maybe a little nerve racking. It is also one of the biggest financial decisions you will ever make. Along with choosing the right house and securing a mortgage, you will need to…
Protecting Your Building When You Lease Space to Tenants If you own a commercial building and rent space to tenants, your insurance needs are different than an owner-occupied business. As a landlord, your primary risk isn’t your own operations —…