If you own a condo or townhome, you’ve likely heard about the HO6 insurance policy—also known as Condo Insurance or Townhome Insurance. This type of policy is different from a standard homeowner’s policy. It’s designed specifically for those who own…
If a hailstorm damages your roof or siding, your home insurance policy will typically cover the cost of repairs. However, many homeowners are surprised to learn that their insurance company won’t always pay the full replacement cost up front. This…
As winter fades and temperatures rise, homeowners face a new seasonal risk—melting snow. While the sight of snow disappearing is a welcome sign of spring, the water it leaves behind can cause serious damage to homes and properties. Many homeowners…
Car accidents can lead to more than just vehicle repairs and medical bills—they can also result in lawsuits. This is why we recommend carrying high liability limits on your car insurance. Large liability losses are the loss that you can’t…
If you provide professional services or advice, you need a Professional Liability policy. Professional is also known by some as Errors and Omissions Insurance Coverage. This coverage protects businesses and professionals from claims of negligence, mistakes, or failure to deliver…
If you own a plumbing business in Minnesota, having the right Workers’ Compensation (Work Comp) insurance is a very important part of protecting your plumbing business It is also likely one of your largest expenses. Work Comp protects your employees…
When your car is declared a total loss after an accident, the insurance company will determine how much they will pay you based on the actual cash value (ACV) of the vehicle. But how can you be sure that the…
What Does “Full Coverage” Car Insurance Include in Minnesota? If you’re shopping for car insurance in Minnesota, you’ve probably heard the term “full coverage.” But what does it actually mean? Contrary to what many believe, “full coverage” isn’t a specific…
According to Nerdwallet, Car insurance companies are analyzed for pricing, service and claims. This is a nationwide analysis of car insurance companies. Insurance is state regulated, so rates and coverage may differ from state to state. Our main focus…
Whether you sell used cars, offer financing, or have a service center, you need insurance coverage that protects your business, inventory, and employees. In this blog post, we’ll explain the key types of insurance coverage smaller car dealerships should consider.…