Most of us need Life Insurance. Most of us do not have it. Life Insurance provides money to your loved ones should you die unexpectedly. It is used to replace your income for the next 10, 20, 30 years; pay off your house, pay off your debt, cover college expenses in your absence, cover the final expenses of your untimely death.
If you have a house or if you have children, you need life insurance. Your family depends on it.
To keep it simple, there are two forms of life insurance. Term Life Insurance and Whole Life Insurance. We primarily handle Term Life Insurance in our office.
Term Insurance is a form of life insurance that you have for a certain term period of time. The most common are 10 or 20 year term policies. This means that you have the insurance for 10 or 20 years. At the end of the term period, you will no longer have insurance.
Term Insurance is the most inexpensive form of life insurance. It is also the best way to get the most amount of coverage.
Life insurance is so important, yet so many people do purchase life insurance when they should.
For a free, no hassle quote on your life insurance; you may call/text 763-767-0522. Or fill out the short contact form below to get started.