3 Reasons to Buy Insurance From an Independent Insurance Agent

I’ve been both a Direct Writing Agent and an Independent Agent. There is no comparison what the better option is for the insurance consumer.  A direct writer or captive insurance agent writes with one insurance company, usually a State Farm, American Family, Farmers Insurance. An Independent insurance agent writes with multiple insurance companies. I’m going to give you 3 reasons it is better to be insured with an Independent Agent.  

Best Interest of Insurance Customer

An Independent does not work with any one company, so their loyalty is to the best interest of the customer and not the best interest of the insurance company.  A Direct Writing Agent has one product to offer, so they have no other option but to fit their prospect into the one insurance policy they have to offer. An Independent Insurance Agent has the flexibility to find a good home insurance policy that provides the insurance company that an individual customer may need.

Better Insurance Company Options

An Independent agent has insurance company options to work with which gives the customer options to choose from.  Not all home insurance policies are the same.  There can be many coverage differences.  One company does not have the best coverage or pricing options for an individual customer. Shopping a car insurance or home insurance policy enables the Independent Agent the opportunity to find a policy that is a better fit for the individual customer.  

Best Insurance Companies in the Market enables an Independent Insurance Agent to find the Best Insurance quote.  Finding a good price is always important.  Having the appropriate insurance coverage is the most important factor when finding insurance, but find the best car insurance and home insurance at the best insurance price is also important.  

Best Insurance Prices

Best Insurance Companies in the Market enables an Independent Insurance Agent to find the Best Insurance pricing.  Finding a good price is always important.  Having the appropriate insurance coverage is the most important factor when finding insurance, but find the best car insurance and home insurance at the best insurance price is also important.  Each person is a different situation. Shopping home insurance policies with so many carriers enables the independent agent to find the best option for that individual.

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